Inspect your garden before the storm hits
Ahead of bad weather, Hannah Isitt, GoCompare’s home insurance expert, recommends tying down anything likely to fall or be blown away, like garden furniture, wheelie bins or plants.
If you have any ladders or equipment propped up or lying around, take care to move them to a more sheltered place – ideally a shed, if you have one – to avoid them becoming damaged or causing it.
If you have contents out in the open, like chairs or plant pots, these could be covered in your insurance policy if they break.
Hannah explains: “With some items it’s just not practical to move them inside, so a number of insurance providers will cover contents that are left out in the open, like sun loungers and plants.
“In order to qualify for a claim though, you might have to take what they deem as ‘reasonable steps’ to protect the items yourself.
“This might include securing items to the ground and using covers.”
Source: The Sun